Personal Coverages


If you're a driver, we know you don't want to spend an arm and a leg on insuring your vehicle, but you need to make sure you are properly covered, so we'll tailor the policy to fit your needs and your budget.



If you are a homeowners, having homeowner's insurance is extremely important.  A home is one of the largest investments made in a lifetime. According to a 1998 Marshall & Swift survey of 20,000 homes, it is estimated that 67% of homes built in the U.S. are underinsured by an average of 35%.  Isn't it time you revisited your homeowner's policy? 


We can provide coverage for the most precious of your possessions right down to your everyday items.  When it comes to your personal property, we've got you covered.


In a society where everyone seems ready to sue, you need to make sure you and your assets are protected.  Even future earnings may be at stake.  Give yourself the most affordable peace of mind money can buy with a personal umbrella policy.


If you own one or more pleasure craft such as boats and yachtss, whether it be a motorcycle, snowmobile, jet ski, boats, or a yachts, have fun without worrying about whether you are properly covered should something happen.



Business Coverages

Commercial Property
Commercial General Liability
Worker's Compensation
Business Automobile
Commercial Excess Liability

When it comes to insurance, every small business has individual needs. Events and items to be covered for a restaurant, for instance, will be significantly different than those a manufacturing plant or a home office needs.

There are, however, broad areas of coverage that apply to all types of businesses. The important thing is to make sure you have insured every aspect of your business that you need to. The checklist will at least help you be aware of what may need covered.


Financial Coverages

For your Financial Coverages we offer:

  • Universal Life Insurance
  • Mortgage Life Insurance
  • Term Life Insurance
  • Long-Term Care Insurance