Our Company

Brief History

Established in 1991 by William J. Higgins, our company has grown to a full service insurance agency.

Currently, Williams Higgins Insurance serves the insurance needs of 1,500 individuals and families, and the insurance needs of 300 business concerns in eastern Massachusetts.

Our office includes a state-of-the-art computer system for record keeping. In addition, we have a special rating computer so that instate rate comparisons can be made of the country’s finest insurance companies.

NewtonCourt, CC BY-SA 4.0, via Wikimedia Commons

Over 27 Years of Insurance Experience

A Professional Agency with personal service

A Professional Agency with personal service
William Higgins Insurance is a firm of proven professionals and caring, conscientious people;

Our primary objectives are:

  •  to be honest and fair in all our dealings
  •  to be interested in people and their problems
  • to treat the client’s needs as if they were our own

We are commited to a high standard of excellence in all that we do and to establishing a firm relationship of mutual trust and service with each of our clients.

We are an independent insurance agency

We do not work for an insurance company, we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment.


We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive prce.

Our Aims...

  • To reduce your insurance cost
  • To reduce gaps in coverage

Our professional staff analyzes your insurance requirements first from the viewpoint of RISK MANAGEMENT.

By risk elimination, risk reduction, risk transfer or risk assumption the cost of your package of insurance may be considerably reduced.

The services you can expect

  • A complete analysis of your insurance needs.
  • We design a responsible protection program for you.
  • We select the company or companies best suited to your situation
  • We present you with a competitively priced proposal
  • We move quickly to get fair, prompt settlement of our claims.
  • We periodically review the adequacy of your insurance program.
  • We look for ways to save you money.
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